Breed Insurance Guide
Is Pet Insurance Worth It for Poodles?
The answer varies by size. Standards face bigger risks; smaller Poodles have different concerns.
Standard Poodles: Recommended
Standard Poodles face bloat risk, Addison's disease, and hip dysplasia. One bloat emergency ($5,000+) or Addison's diagnosis (lifelong management) makes insurance worthwhile.
Insurance cost: $40-$70/month
Bloat surgery: $3,000-$7,500
Addison's (lifetime): $5,000-$15,000
Miniature Poodles: Consider It
Moderate risk profile. Luxating patella and eye conditions are the main concerns. Insurance is reasonable but less urgent than Standards.
Insurance cost: $30-$55/month
Knee surgery: $1,500-$3,500
Toy Poodles: Consider It
Generally healthy but prone to dental issues, luxating patella, and fragile bones. Their longevity (15+ years) means more time for issues to develop.
Insurance cost: $25-$45/month
Knee surgery: $1,500-$3,500
Our Verdict
- Standard Poodles: Recommended — bloat and Addison's risk
- Miniature Poodles: Worth considering — moderate risk
- Toy Poodles: Worth considering — long lifespan increases lifetime risk