Breed Health Guide

Labrador Retriever Health Issues & Vet Costs

Labs are generally healthy, but they're prone to specific issues. Here's what to expect and budget for.

Most Common Health Issues

1. Hip & Elbow Dysplasia

What it is: Malformed joints causing arthritis and pain. Very common in Labs—affects up to 20% of the breed.

Symptoms: Bunny hopping, difficulty rising, reluctance to climb stairs, limping after exercise.

Estimated Cost: $500 - $7,000+

Management: $500-$1,500/year. Surgery: $3,500-$7,000 per joint.

2. Obesity

What it is: Labs have a gene mutation that makes them constantly hungry. Over 60% of Labs are overweight.

Why it matters: Obesity worsens joint problems, causes diabetes, and shortens lifespan by 2+ years.

Estimated Cost: $500 - $3,000/year

Prescription diet, increased vet visits, treating secondary conditions.

3. Ear Infections

What it is: Labs' floppy ears trap moisture, especially after swimming. Chronic ear infections are extremely common.

Estimated Cost: $200 - $1,000/year

Each infection: $100-$250. Chronic cases need ongoing treatment.

4. Exercise-Induced Collapse (EIC)

What it is: Genetic condition causing collapse after intense exercise. Affects ~3-5% of Labs.

Estimated Cost: $200 - $500

DNA test: $50-100. Management through exercise modification.

5. Cruciate Ligament Tears (ACL/CCL)

What it is: Knee ligament tears from activity or degeneration. Labs' size and activity level increase risk.

Estimated Cost: $3,500 - $6,500

Surgery required. 40-60% tear the other knee within 2 years.

6. Bloat (GDV)

What it is: Life-threatening stomach twist. Labs' deep chest increases risk.

Estimated Cost: $3,000 - $7,500

Emergency surgery required. Fatal without immediate treatment.

Lifetime Health Cost Estimate

Typical Lab with common health issues:

  • Hip dysplasia management (lifetime)$5,000
  • Ear infections (lifetime)$3,000
  • One ACL surgery$4,500
  • Estimated total$12,500+

Find Coverage for Your Lab

See which insurers best cover Labrador health issues—especially joint problems and ACL tears.

Labrador Insurance Guide →

Last updated: January 2026