Breed Health Guide

Golden Retriever Health Issues & Vet Costs

Goldens are wonderful dogs with a serious cancer problem. Here's what every owner should know.

The Hard Truth

Approximately 60% of Golden Retrievers will develop cancer. This is the highest rate of any breed. It's not a possibility—it's a probability.

Most Common Health Issues

1. Cancer (Multiple Types)

What it is: Goldens have extremely high rates of hemangiosarcoma, lymphoma, osteosarcoma, and mast cell tumors.

Why: Genetic predisposition in the breed. Research is ongoing, but the problem is widespread.

Estimated Cost: $5,000 - $20,000+

Diagnosis, surgery, chemotherapy, and ongoing care. Some cancers exceed $15,000.

2. Hip & Elbow Dysplasia

What it is: Malformed joints causing arthritis. Affects ~20% of Golden Retrievers.

Estimated Cost: $500 - $7,000+

Management: $500-$1,500/year. Surgery: $3,500-$7,000 per joint.

3. Heart Disease (SAS)

What it is: Subvalvular aortic stenosis—a heart defect that restricts blood flow.

Estimated Cost: $500 - $5,000

Diagnosis, monitoring, medication. Severe cases may need intervention.

4. Skin Allergies & Hot Spots

What it is: Environmental allergies causing itching, and hot spots from their thick coats.

Estimated Cost: $300 - $2,000/year

Allergy medications, medicated shampoos, vet visits.

5. Hypothyroidism

What it is: Underactive thyroid causing weight gain, lethargy, skin issues.

Estimated Cost: $200 - $600/year

Lifelong daily medication. Regular blood tests needed.

Lifetime Health Cost Estimate

Golden with typical health issues:

  • Cancer treatment$10,000
  • Hip dysplasia management$4,000
  • Skin/allergy care (lifetime)$3,000
  • Estimated total$17,000+

Find Coverage for Your Golden

Cancer coverage is critical. See which insurers offer unlimited benefits for Golden Retrievers.

Golden Retriever Insurance Guide →

Last updated: January 2026