Breed Insurance Guide
Is Pet Insurance Worth It for Beagles?
Beagles are generally healthy, but chronic conditions make insurance worth considering.
The Bottom Line
Beagles aren't as high-risk as French Bulldogs or Golden Retrievers, but epilepsy and chronic ear infections can add up. Insurance is worth considering, especially for ongoing condition coverage.
The Case for Insurance
- Epilepsy — Higher rates than average, lifelong medication
- Chronic ear infections — Most Beagles deal with recurring issues
- Long lifespan — 12-15 years means more time for issues to develop
- Foreign object ingestion — Beagles eat things they shouldn't
The Math
Insurance: $25-$50/month = $3,000-$6,000 over 10 years
Epilepsy (10 years): $3,000-$5,000
Ear infections (lifetime): $3,000-$6,000
One foreign object surgery: $1,500-$4,000
When Insurance Makes Sense
- ✓ Your Beagle shows signs of allergies or ear issues
- ✓ Family history of epilepsy
- ✓ Your Beagle eats everything in sight
- ✓ You couldn't easily pay a $3,000 emergency bill
Our Verdict
Worth considering for Beagle owners. Not as urgent as high-risk breeds, but chronic conditions and their long lifespan make coverage reasonable. Especially valuable if you get good chronic condition coverage.