Dog Breeds / Bullmastiff
Best Pet Insurance for Bullmastiffs (2026)
Bullmastiffs are powerful, loyal guardians with calm temperaments. Their large size brings significant health challenges including hip dysplasia, bloat, and cancer. Insurance is essential for managing giant breed care costs.
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Healthy Paws
Best unlimited coverage
Embrace
Best for joint conditions
Spot
Best for giant breeds
Why Bullmastiffs Need Insurance
Bullmastiffs face hip/elbow dysplasia, bloat, lymphoma, and heart disease. Giant breed treatment is expensive. A single bloat surgery or cancer treatment can cost $7,000+. Insurance is critical.
Common Health Issues & Costs
| Condition | What It Is | Typical Cost |
|---|---|---|
| Hip Dysplasia | Joint malformation | $3,500 - $7,000 |
| Bloat (GDV) | Stomach twist emergency | $3,000 - $7,500 |
| Lymphoma | Blood cancer | $5,000 - $15,000+ |
| Elbow Dysplasia | Elbow joint issues | $2,000 - $4,000 |
| Entropion | Eyelids rolling inward | $1,000 - $2,500 |
| Hypothyroidism | Underactive thyroid | $200 - $600/year |
What to Look For in Bullmastiff Insurance
✓ Must-Have Coverage
- Bloat coverage — Deep-chested breed at high risk
- Cancer coverage — Lymphoma is common
- Orthopedic coverage — Hip and elbow dysplasia
- Unlimited or high limits — Giant breed costs
✗ Red Flags to Avoid
- Bloat exclusions
- Cancer exclusions or caps
- Low annual limits
- Long orthopedic waits
Best Insurance Providers for Bullmastiffs
Healthy Paws
Best Unlimited Coverage
$55-95/mo
estimated monthly
No caps are essential for Bullmastiffs. Hip surgery, bloat emergency, cancer treatment—all fully covered without limits.
Pros
- No annual limits
- Covers hereditary conditions
- No cancer caps
- Fast claims
Cons
- No wellness coverage
- 12-month hip wait
Embrace
Best for Joint Conditions
$50-85/mo
estimated monthly
Embrace's 6-month orthopedic wait is valuable for dysplasia-prone Bullmastiffs. Strong coverage overall.
Pros
- 6-month orthopedic wait
- Covers hereditary conditions
- Good prescription coverage
- Eye conditions covered
Cons
- Annual limits apply
- Higher premiums
Spot
Best for Giant Breeds
$48-80/mo
estimated monthly
Spot offers competitive rates for giant breeds while maintaining comprehensive coverage.
Pros
- Competitive giant breed rates
- Covers hereditary conditions
- No upper age limit
- Customizable
Cons
- 14-day illness wait
- Some state variations
How Much Does Bullmastiff Insurance Cost?
Bullmastiffs have higher insurance costs due to size and health risks. Here's what to expect:
Puppy (8 weeks - 1 year)
$45 - $75/month
Adult (1-6 years)
$55 - $98/month
Senior (7+ years)
$88 - $145+/month
* Estimates based on average rates. Actual cost depends on your location, chosen deductible, reimbursement level, and coverage limits.
Frequently Asked Questions
Is pet insurance worth it for a Bullmastiff?
Absolutely essential. Bullmastiffs face bloat, cancer, and joint problems. Giant breed treatment is expensive. Insurance is non-negotiable.
Are Bullmastiffs prone to cancer?
Yes—lymphoma and other cancers occur at higher rates. Treatment can cost $10,000+. Unlimited coverage is valuable.
Do Bullmastiffs get bloat?
Yes—their deep chest puts them at high risk. Know the symptoms, have an emergency plan, and consider preventive gastropexy.
How long do Bullmastiffs live?
7-9 years typically—shorter than smaller breeds. Maximizing quality of life during those years is important.
Why is Bullmastiff insurance expensive?
Giant breeds cost more to treat, and Bullmastiffs have significant health risks. Premiums reflect the reality of their care costs.
Protect Your Bullmastiff
Protect your powerful Bullmastiff from serious health risks. Compare quotes today.
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